Quality Roofing is a local Saint Louis company that specializes in storm restoration. We have relationships with all the major insurance carriers, adjusters and agents in the area. Our job is to unsure you are properly educated about your options and that you have the right team on your side when it comes to negotiating with the insurance companies and managing the process.
Hail can damage your shingles, siding, or gutters without any visible signs from the ground. Hail normally has to be at least the size of a golf ball before it will break through your shingle and lasting damage. If driven by high winds or if it hails for more than a few minutes, your roof will suffer from loss of protective granules. This will greatly reduce the life of your roof. Siding, gutters and fascia can be dented as well. Frequently this damage is difficult to see with an untrained eye. Have the exterior of your home inspected every major storm to be safe. We will help make your storm damage claim a smooth process and insure you receive the best results.
How Roofs Can Be Damaged By Storms
Loss of granules on the shingle will cause the organic-based center of the shingle to be exposed to the sun’s UV rays. This will cause serious deterioration of the shingle in a short period. It will not always leak up front but the lifetime of your roof is reduced dramatically. Larger hail can actually puncture or damage the decking on your roof.
Over 50 miles per hour can lift the shingle and cause seals to break. This often pulls the nail out of the wood decking causing a puncture in the shingle. Unsealed shingles often break or are blown off the roof, leaving your home exposed.
Improper or inadequate ventilation in your attic will cause the shingles to reach temperatures above 180 degrees causing the asphalt to and bubble up compromising the shingles ability to shed water. An inspection by a trained technician can verify the extent of the damages and outline the best solution.
If You Think Your Property Is Damaged
Call Quality Roofing for assistance.
314-699-4215 or fill out this form:
Free Inspection Link
One of our specialists will meet with you to assess your property.
If damage is found.
We will inform you of your options and handle filing the insurance claim if necessary.
Provide initial assessment estimate.
We will provide you and your insurance company with an initial assessment and estimate of the damages.
Getting through the process.
We will work with you to assure a clear understanding of the entire process. Our customers are like our family and we make sure you feel secure every step of the way.
We will inspect your property for visible signs of damage.
A (10’x10′) “test area” will be measured on every slope of the roof. If we find a sufficient amount of bruises or breaks for each “test square”, the insurance company will pay for a new roof less your deductible. If gutters, siding, brick, etc. are dented, you will be paid for a replacement “of like or kind quality.”
Contractor Of Your Choice
You are entitled to have the contractor of your choice complete the work. First, we will meet with you to determine the extent of the damage, then we will meet with your adjuster to determine all other aspects. In most cases, all you pay out-of-pocket is your deductible. Most discrepancies occur when the adjuster has not assessed the same amount or type of damage as the contractor. Whether it’s for the roof, gutters, siding, or other exterior damage, we work with the adjuster in finalizing the cost of the repairs and getting your claim paid.
How Insurance Companies Pay Claims
You should receive the first check at the adjuster meeting or about week after the adjuster has estimated your damage. This check represents the actual cost to repair or replace the damaged property, less depreciation and your deductible. The age and condition of the property is taken into account when calculating depreciation. The depreciation amount will be paid when work is completed and an invoice is sent to the insurance company.
If you are carrying a mortgage on your home, the first check you receive from your insurance company could be made out to you and your mortgage company. The check along with required documents of your mortgage company must be satisfied to clear your check. We assist you with this process, or if desired, complete it for you.
The Roofing Process
We roof per the National Roofing Contractors Association guidelines. We strip off the old shingles and check for any bad decking or chimney flashing. We apply synthetic felt, ice and water shield (if code), re-roof to up to and beyond national and local roofing code.
This is a major construction project.
Shingles, particularly second layers, come off in large pieces. Quality Roofing does takes every possible measure to ensure your flowers, landscaping and home incur no damage in the process but if anything does get damaged we either pay for it or fix it…no questions asked. That’s how we do business.
At job completion we clean up and haul away all trash including running a powerful magnet across your entire property.
In most cases, re roofing can take one to two (1-2) days to complete.
Most importantly no job is complete until you are beaming with excitement about the improvements we make on your home. This is our passion.